Kesa, D. D. ., Ferezagia, D. V. ., Nurfikri, A. ., Estetiono, A. . and Wen, L. C. . (2025) “Understanding the financial behavior of finance students: An analysis of demographic, financial literacy, and experiential”, International Journal of Innovative Research and Scientific Studies, 8(3), pp. 3373–3379. doi: 10.53894/ijirss.v8i3.7245.