1.
Yew LK, Fei GC, Kowang TO, Wei Z, Udang LN. Incorporating perceived risks and Hygien belief into intention to use E-Wallet in Malaysia. ijirss [Internet]. 2025 Jul. 1 [cited 2026 Mar. 11];8(4):1689-95. Available from: http://www.ijirss.com/index.php/ijirss/article/view/8211