Purwatiningsih AP, Fitria S, Indriani A, Kuriawan CS. Adoption of QRIS digital payment in Indonesia and Malaysia: A technology acceptance and knowledge perspective. ijirss [Internet]. 2025 Sep. 4 [cited 2026 Jan. 23];8(6):704-13. Available from: http://www.ijirss.com/index.php/ijirss/article/view/9670