Kamarni, N. ., Erlina, E., Habbe, A. H. ., Zakaria, R. H. ., & Andrianus, F. . (2025). Efficiency of the banking sector in Indonesia, conventional and Islamic: A stochastic frontier analysis. International Journal of Innovative Research and Scientific Studies, 8(2), 4594–4604. https://doi.org/10.53894/ijirss.v8i2.6403