Tjahyono, B. ., Arief, M. ., Gunadi, W. ., & Dwidienawati, D. . (2025). Risk management practice in Indonesian banking industry: The role of sustainable leadership and environmental volatility. International Journal of Innovative Research and Scientific Studies, 8(4), 101–109. https://doi.org/10.53894/ijirss.v8i3.7742