ELLOUZE, N. Z. . Credit risk prediction using behavioral features in an AI chatbot interface. International Journal of Innovative Research and Scientific Studies, [S. l.], v. 8, n. 6, p. 2099–2120, 2025. DOI: 10.53894/ijirss.v8i6.10083. Disponível em: https://www.ijirss.com/index.php/ijirss/article/view/10083. Acesso em: 5 dec. 2025.