ÁLVAREZ, J. R. T. .; MEDINA, R. M. B. .; REYES, J. M. .; LÓPEZ-CHILA, R. . Analysis of the impact of financial education on the savings of university students in the south of Guayaquil. International Journal of Innovative Research and Scientific Studies, [S. l.], v. 8, n. 3, p. 1030–1037, 2025. DOI: 10.53894/ijirss.v8i3.6747. Disponível em: https://www.ijirss.com/index.php/ijirss/article/view/6747. Acesso em: 4 jul. 2025.