YEW, L. K. .; YANG, L. C.; LYNN, H. .; WEI, Z. .; UDANG, L. N. . Factors influencing the adoption of financial technology by small and medium-sized enterprises in Beijing, China. International Journal of Innovative Research and Scientific Studies, [S. l.], v. 8, n. 4, p. 2416–2425, 2025. DOI: 10.53894/ijirss.v8i4.8439. Disponível em: https://www.ijirss.com/index.php/ijirss/article/view/8439. Acesso em: 5 dec. 2025.