CAHYADI, H.; TARIGAN, R. P. .; MASMAN, R. R.; TRISNAWATI, E. .; WIJAYA, H. . Exploring the dynamics of fintech usage behavior moderated by customer characteristics in Indonesia. International Journal of Innovative Research and Scientific Studies, [S. l.], v. 7, n. 3, p. 997–1008, 2024. DOI: 10.53894/ijirss.v7i3.2993. Disponível em: https://www.ijirss.com/index.php/ijirss/article/view/2993. Acesso em: 15 may. 2024.