Odom, L. E. ., T. A. . Muritala, and N. P. . Azu. “Impact of Digitalisation of Banking Operations on Fraud Practices in the Nigerian Banking Sector”. International Journal of Innovative Research and Scientific Studies, vol. 8, no. 6, Sept. 2025, pp. 3417-25, doi:10.53894/ijirss.v8i6.10363.