Tjahyono, Boy, Mts Arief, Willy Gunadi, and Diena Dwidienawati. “Risk Management Practice in Indonesian Banking Industry: The Role of Sustainable Leadership and Environmental Volatility”. International Journal of Innovative Research and Scientific Studies 8, no. 4 (June 11, 2025): 101–109. Accessed July 15, 2025. https://www.ijirss.com/index.php/ijirss/article/view/7742.