HOANG VH, LE TLH. The interplay of financial literacy, digital finance adoption, and behavioral biases in investment decision-making: A integrated model for emerging markets. ijirss [Internet]. 2025 Aug. 26 [cited 2025 Dec. 7];8(6):1-13. Available from: https://www.ijirss.com/index.php/ijirss/article/view/9476