Budirachman A. Scarcity of life insurance protection for consumer loans for retirement age: An analysis of supply and demand imbalances in the Indonesian life insurance industry. ijirss [Internet]. 2025 Sep. 18 [cited 2025 Dec. 5];8(6):1422-8. Available from: https://www.ijirss.com/index.php/ijirss/article/view/9935